Resale / New Purchase
Our resale and new purchase mortgage solutions help you secure competitive financing for your property purchase in the UAE. Whether you're looking at established properties or brand-new developments, our mortgage experts will guide you through the entire process and help you secure the best possible terms.
What We Offer
Our resale / new purchase solutions come with a range of features designed to meet your specific needs.
Competitive interest rates from 3.99%
Flexible repayment terms up to 25 years
Quick and efficient approval process
Low down payment options starting from 20%
Specialized solutions for both UAE residents and non-residents
Support with paperwork and documentation
Key Benefits
Why choose our resale / new purchase solution and how it can benefit you.
Get on the property ladder with affordable financing options
Take advantage of the UAE's growing real estate market
Build equity and wealth through property ownership
Potentially benefit from capital appreciation over time
Enjoy tax-free property ownership in the UAE
Fixed rate options available for payment stability
Eligibility Criteria
To qualify for our resale / new purchase solution, you'll typically need to meet the following requirements.
Minimum monthly income of AED 10,000
Employment stability (typically 1+ months in current job)
Valid residency visa for UAE residents
Passport and proof of income for non-residents
The Process
Here's what to expect when applying for our resale / new purchase solution.
Free initial consultation to understand your needs
Pre-qualification and property selection assistance
Collection of necessary documentation
Lender comparison and application submission
Approval and offer letter from the lender
Property valuation and legal checks
Final loan agreement signing and disbursement
Frequently Asked Questions
How much down payment do I need for a property purchase in UAE?
For UAE residents, the minimum down payment is typically 20% for the first property and 25% for subsequent properties. For non-residents, it's usually 25-30% depending on the property and lender. Government employees may qualify for lower down payment requirements with certain banks.
How long does the mortgage approval process take?
Pre-approval typically takes 2-3 business days. Full mortgage approval generally takes 1-2 weeks after submitting all required documentation. The entire process from application to property transfer can take 4-6 weeks depending on the complexity of the case and the bank's procedures.
Can I get a mortgage if I'm self-employed?
Yes, self-employed individuals can obtain mortgages, but the requirements are more stringent. You'll typically need to provide additional documentation including trade licenses, audited financial statements for 2-3 years, bank statements, and possibly higher down payments. Some banks specialize in self-employed mortgages.
Ready to Move Forward?
Our mortgage experts are ready to help you secure the best resale / new purchase solution for your needs. Contact us today for a personalized consultation.