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Residential Finance

Equity Release (Refinance)

Our equity release solutions help you unlock the value tied up in your property without having to sell it. This financing option allows you to access funds for various purposes such as home improvements, debt consolidation, education funding, or investment opportunities - all while continuing to own and live in your property.

Key Features

What We Offer

Our equity release (refinance) solutions come with a range of features designed to meet your specific needs.

Access to up to 80% of your property's value

Competitive interest rates

Flexible repayment options

Debt consolidation possibilities

Home improvement funding

Investment capital release

Advantages

Key Benefits

Why choose our equity release (refinance) solution and how it can benefit you.

Utilize your property's appreciation without selling

Consolidate high-interest debts into a lower-rate mortgage

Fund major expenses like education or home renovations

Invest in additional properties or other opportunities

Improve your property to increase its value further

Requirements

Eligibility Criteria

To qualify for our equity release (refinance) solution, you'll typically need to meet the following requirements.

Significant equity built up in your property

Property in good condition with stable or increasing value

Stable income to support the increased loan amount

Typically at least 12 months into existing mortgage

Journey

The Process

Here's what to expect when applying for our equity release (refinance) solution.

1

Property valuation to determine available equity

2

Consultation on funding needs and options

3

Documentation collection and verification

4

Lender selection and application submission

5

Approval and offer from the lender

6

Legal verification and processing

7

Loan disbursement and closing

Get Started Today

Ready to Move Forward?

Our mortgage experts are ready to help you secure the best equity release (refinance) solution for your needs. Contact us today for a personalized consultation.

Equity Release (Refinance) | Simply Mortgage